Quick Verdict: Best brand recognition, month-to-month flexibility
Pros
- ✓Largest provider in US by marketing reach
- ✓Month-to-month payments (no long-term commitment)
- ✓Covers up to 300,000 miles — highest in the industry
- ✓Well-known TV-advertised brand
Cons
- ✗NOT available in California
- ✗Claims administered by American Auto Shield (not CarShield directly)
- ✗FTC has received complaints — research before purchasing
- ✗Some customer service complaints about claims denials
Best For
Drivers wanting flexible month-to-month payment and high-mileage coverage outside California
CarShield Coverage Tiers
✓
Powertrain — engine, transmission, drive axle
✓
Powertrain Plus — expanded powertrain components
✓
Silver — major systems coverage
✓
Gold — comprehensive mechanical coverage
✓
Platinum — near-bumper-to-bumper coverage
✓
Diamond — most comprehensive plan
✓
Aluminum — electrical systems focus
Pricing and Network
| Monthly Cost | $99–$150 |
| Repair Network | 20,000 certified repair shops nationwide |
| Max Mileage | 300,000 miles |
| Max Vehicle Age | Any age |
| California | ❌ Not available |
| Quote Process | Phone or online — phone call typically required to complete enrollment |
| Our Rating | ★★★★☆ |
How Claims Work with CarShield
When your vehicle breaks down, call CarShield's claims line. Take your vehicle to one of 20,000 certified shops in their network. The shop contacts American Auto Shield (CarShield's claims administrator) for approval. Pay your deductible; the administrator pays the shop directly. Note: CarShield itself does not administer claims — American Auto Shield handles all claim processing.
CarShield Extended Warranty — Common Questions
Is CarShield available in California?▼
No. CarShield does not sell vehicle service contracts (VSCs) in California. California drivers should look at Chaiz, CARCHEX, or autopom! instead.
Does CarShield offer month-to-month payments?▼
Yes. CarShield is well-known for offering month-to-month payment plans without a long-term commitment. You can cancel anytime. This flexibility makes it appealing for drivers who don't want to be locked in.
Who actually handles CarShield claims?▼
CarShield's claims are administered by American Auto Shield, a separate company. CarShield acts as the marketer and enrollment processor. All claim approvals, denials, and payments go through American Auto Shield.
What is CarShield's maximum mileage coverage?▼
CarShield covers vehicles up to 300,000 miles — the highest stated maximum of any major provider. This makes them particularly appealing for high-mileage vehicle owners.
Has CarShield had any FTC issues?▼
CarShield settled with the FTC in 2023 for $10 million over claims that it misled consumers about coverage. The settlement required CarShield to improve its disclosures. As of 2026, CarShield continues operating with improved transparency requirements.